Frequently Asked Questions

Calculate how much you’ll pay each month as an autónomo (social security fee) and estimate your taxes.

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Facturaz Platform
What can I ask AI?

You can ask the AI anything related to your bookkeeping. It learns from your data and activity inside Facturaz, allowing it to provide personalized advice, explanations, and insights to help you manage your finances more effectively.

Updated on:

November 3, 2025

Facturaz Platform
Can I lock POS mode?

Yes. You can lock POS mode to keep your administration secure when leaving it unattended. Simply set a unique 4–6 digit PIN to restrict access. Only users with the PIN can unlock the POS.

Updated on:

November 3, 2025

Facturaz Platform
Does POS generate invoices?

Yes. When you create orders using the POS view, Facturaz automatically generates simplified invoices that don’t include client details. These invoices are fully compliant with Verifactu and are securely stored alongside your regular invoices inside Facturaz.

Updated on:

November 3, 2025

Facturaz Platform
Are EU VAT IDs validated?

Yes. To ensure your intracommunity invoices are fully compliant, Facturaz automatically validates EU VAT IDs. When available, it also auto-fills missing company details such as the registered address and legal business name.

Updated on:

November 3, 2025

Facturaz Platform
Are NIF's validated?

Yes. Facturaz validates your clients’ NIF numbers to help you stay compliant. If you only enter the NIF, the system can also auto-complete the registered business name for you reducing errors.

Updated on:

November 3, 2025

Facturaz Platform
What are Projects in Facturaz?

Projects let you track and organize your work for specific clients or tasks. For example, if you bill a client by the hour, you can log your hours under a project as you work. At the end of the period, you can automatically convert all logged time into a single invoice saving you time and ensuring accuracy. You can also export your logged hours for full transparency.

Updated on:

November 3, 2025

Insights
How can AI read my expenses?

Facturaz uses advanced AI technology that intelligently reads and extracts data from the invoices and receipts you upload. It automatically fills in the correct fields so your expenses are stored and reported accurately inside Facturaz. Your data is processed securely and never shared with anyone.

Updated on:

November 3, 2025

Accounting & Taxes
What are amortizable expenses?

Amortizable expenses are costs that can’t be fully deducted immediately because they provide value over several years. For example, an office chair or a computer is used for more than one year, so its cost must be spread out over time. Facturaz automatically applies the correct amortization rules for you.

Updated on:

November 3, 2025

Invoicing & Verifactu
Can I create recurring invoices?

Yes. With Facturaz, you can easily set up recurring invoices. The system automatically generates and sends them to your clients at your chosen frequency saving you time and ensuring you never miss a billing cycle.

Updated on:

November 3, 2025

Invoicing & Verifactu
Can I create intracommunity invoices?

Yes. With Facturaz, you can easily create intracommunity invoices. The system automatically applies the correct EU VAT rules and ensures your invoice includes all legally required details.

Updated on:

November 3, 2025

General
What do I need to register as autónomo in Spain?

To register as an autónomo in Spain, you’ll need the following:

  • DNI (for Spanish citizens) or NIE (for foreigners).
  • Spanish address – required for tax and social security registration.
  • Spanish bank account – used for payments and direct debits related to taxes and social security.

You don't have to be resident in Spain.

Updated on:

October 15, 2025

Digital Certificate
Can I get a digital certificate without a Facturaz subscription?

You’ll need an active Facturaz subscription to get your digital certificate via our platform.

Updated on:

October 15, 2025

Digital Certificate
How much does a digital certificate cost?

You can request an official digital certificate directly through our platform for just €84 + IVA.

Updated on:

October 15, 2025

Digital Certificate
Can I use the same certificate on different devices?

Yes. You can export and install it on multiple devices (computer, tablet, or phone). Make sure you keep a secure backup.

Updated on:

October 15, 2025

Digital Certificate
Is the digital certificate the same as Cl@ve PIN?

No. Cl@ve PIN is a temporary code you receive on your phone. A digital certificate is more secure, valid for several years and required for many official procedures.

Updated on:

October 15, 2025

Digital Certificate
How long is the digital certificate valid?

The digital certificate is valid for 2 years and can be renewed online before it expires.

Updated on:

October 15, 2025

Digital Certificate
What is a digital certificte?

A digital certificate is a secure electronic file issued by an official authority. It serves as your official digital version of a DNI or NIE, allowing you to prove your identity online.

Updated on:

October 15, 2025

Accounting & Taxes
What are deductible expenses?

Deductible expenses are the business costs you can subtract from your income before tax. These reduce your taxable base, so you only pay IRPF on your actual profit. For example:

  • Office rent or coworking space.
  • Utilities, phone and internet (proportionally).
  • Professional software or subscriptions.
  • Travel or vehicle expenses for work.
  • Webhosting and e-mail.

Updated on:

October 15, 2025

Accounting & Taxes
What is the non-taxable allowance?

Everyone has a personal allowance that is not taxed.

  • Age <65: €5500 per year.
  • Age 65-74: €6700 per year.
  • Age 75 or older: €8100 per year.

This allowance reduces your taxable income before applying the tax bands. Additional allowances exist for children, dependents or disability.

Updated on:

October 15, 2025

Autonomo Registration
When do I pay Social Security?

As an autónomo, you pay Social Security contributions each month. The amount is automatically charged to your Spanish bank account by TGSS on the last working day of the month.

Updated on:

October 15, 2025

Accounting & Taxes
Income Tax (IRPF) Bands

In Spain, personal income tax (IRPF) is split into two components: a state portion and a regional portion determined by your autonomous community. The exact rates vary depending on where you live, but the figures below represent approximate averages across the country.

Band Taxable Income (€) Rate
1 0 – 12.450 19%
2 12.450 – 20.200 24%
3 20.200 – 35.200 30%
4 35.200 – 60.000 37%
5 60.000 – 300.000 45%
6 > 300.000 47%

Updated on:

October 15, 2025

Autonomo Registration
What is Tarifa Plana?

The Tarifa Plana s a reduced Social Security contribution for new autónomos in Spain. Instead of paying the full contribution, you pay a lower fixed amount during the first year of registration.

  • First 12 months: €80 per month.
  • You can extend the discounted rate for another 12 months if your declared net income stays at or below the minimum wage (SMI 2025 = €16.576/year).
  • After that: the cuota increases depending on your declared income.

It’s designed to make it easier and more affordable to start your business as a self-employed professional.

Updated on:

October 15, 2025

Autonomo Registration
Do I need an extra accountant or gestor?

No. With Facturaz, you don’t need an additional accountant or gestor. The platform handles your invoicing and bookkeeping, and guides you smoothly through your tax filings.

Updated on:

October 15, 2025

Autonomo Registration
Can I work outside of Spain?

Yes. You can work with clients anywhere in the world. As long as you spend more than 183 days per year in Spain, you are considered a Spanish tax resident. You can always issue invoices to clients outside of Spain.

Updated on:

October 15, 2025

Autonomo Registration
What if I want to stop being autónomo?

If you decide to stop your activity, you must officially de-register with both Agencia Tributaria and Social Security. Facturaz can guide you through the deregistration process so you avoid extra charges or future tax obligations.

Updated on:

October 15, 2025

Autonomo Registration
Do I really need accounting software?

Yes. From July 2026, all autónomos in Spain must use Verifactu-compliant software to register their income. Manual tools like Excel, Word or Canva will no longer be accepted for invoicing.

Updated on:

October 15, 2025

Autonomo Registration
What are my obligations as autónomo?

Your obligations depend on your activity and income, but most autónomos must file IVA and income tax (IRPF) returns every quarter. With Facturaz, these filings are prepared automatically, so you don’t have to worry about deadlines.

Updated on:

October 15, 2025

Invoices Feature
Can I customize the invoice?

Absolutely! Add your logo and pick your favorite theme color to make your invoices match your brand and look more polished.

Updated on:

November 1, 2025

Invoices Feature
What is IVA?

IVA is Spain’s VAT. Standard rate 21%, some 10% or 4%. You collect IVA and settle with AEAT quarterly. Facturaz ensures the correct rate and prepares reports.

Updated on:

October 15, 2025

Invoices Feature
What is IRPF?

IRPF is Spain’s personal income tax. When autónomos invoice other Spanish businesses or professionals, they often need to withhold 7% or 15% from the invoice. The client then pays that amount directly to AEAT.

Updated on:

October 15, 2025

Invoices Feature
How do I send an invoice to foreign customer?

If your customer is in the EU with a valid VAT number, you don’t add IVA. Without a VAT number, you do. Customers outside the EU are usually exempt. Facturaz checks the VAT number and applies the right rule automatically.

Updated on:

October 15, 2025

Invoices Feature
What is Verifactu?

From July 2026, all invoices must be sent in the Verifactu format (AEAT system). Facturaz already complies, so your invoices are 100% Verifactu-ready.

Updated on:

October 15, 2025

Invoices Feature
What are invoice requirements?

In Spain, an invoice must include: name/company, NIF/NIE, address, invoice number, date, description, prices, taxes (IVA/IRPF) and total. For invoices over €400, also the customer’s VAT/NIE/NIF/passport.

Updated on:

October 15, 2025

Invoicing & Verifactu
Does Facturaz support intracommunity invoices?

Yes. Facturaz applies the correct VAT rules and creates compliant intracommunity invoices.

Updated on:

November 3, 2025

Facturaz Platform
How can I upload my expenses?

Upload receipts as PDFs or photos, or simply forward them by email. Facturaz processes them automatically.

Updated on:

October 15, 2025

Facturaz Platform
How many invoices can I send?

You can send unlimited invoices with your subscription. There are no limits or hidden caps.

Updated on:

November 3, 2025

Facturaz Platform
Is Facturaz easy to use?

Yes. Facturaz is designed to be simple and intuitive, even if you’ve never used accounting software before.

Updated on:

November 3, 2025

Insights
What kinds of questions can I ask Raz?

You can ask Raz things like: “How much did I spend on internet bills last quarter?” or “What are my total unpaid invoices?”

Updated on:

October 15, 2025

Insights
What is Raz?

Raz is your built-in AI assistant that explains your numbers and answers financial questions.

Updated on:

October 15, 2025

Insights
What Insights do I get?

Facturaz shows revenue trends, expense breakdowns, tax forecasts and profitability reports right in your dashboard.

Updated on:

October 15, 2025

Accounting & Taxes
How do I file my taxes?

Facturaz prepares the modelos and lets you submit them directly to AEAT with your digital certificate.

Updated on:

October 15, 2025

Facturaz Platform
Do I need a Digital Certificate?

Yes, you need a digital certificate to file taxes and authorize us to handle your bookkeeping. You can use your own or request one directly through Facturaz.

Updated on:

October 15, 2025

Accounting & Taxes
Which modelo's are supported?

Facturaz supports modelos 130 (IRPF), 303 (IVA), 349 (intra-EU operations), 111 (withholding tax), and 115 (rent).

Updated on:

October 15, 2025

Facturaz Platform
Can I send invoices in multiple languages?

Currently, you can send invoices in English and Spanish. More languages, including French, Dutch and German, will be added later on.

Updated on:

October 15, 2025

Invoicing & Verifactu
Is Facturaz compatible with Verifactu?

Yes. Facturaz automatically generates and sends invoices according to AEAT’s Verifactu rules.

Updated on:

November 3, 2025

Subscription
Are updates included in the price?

Yes. Every update, improvement and compliance change is included in your monthly fee.

Updated on:

October 15, 2025

Subscription
Do you offer a free trial or demo?

There’s no free trial, but you can explore our interactive demo to see exactly how Facturaz works before subscribing.

Updated on:

November 3, 2025

Subscription
How much does Facturaz cost?

Facturaz includes invoicing, accounting tools, tax filing, time management and all updates, all for €44 per month + IVA. We are one of the most affordable providers in Spain offering such a complete package.

Updated on:

November 3, 2025

General
What makes Facturaz different?

It brings invoicing, tax models, time management and real-time insights together in one platform.

Updated on:

October 15, 2025

General
Who is Facturaz for?

For autónomos of every kind: designers, coaches, consultants, photographers, architects, therapists, tour guides and more.

Updated on:

October 15, 2025

General
What is Facturaz?

Facturaz is online invoicing and accounting software for autónomos in Spain, fully compliant with Verifactu.

Updated on:

October 15, 2025

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