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Calculate your 2026 net income

Calculate how much you'll pay each month as an autónomo (social security fee) and estimate your taxes.

Calculator

EUR
EUR

This is an approximate estimate. It assumes común-territory taxation under the estimación directa régimen and your region's standard IRPF scale; the 2026 Social Security figures are provisional.

Income − expenses-
Income tax (IRPF)-
Social Security-
Net Income (annual)-
Net Income (month)-

How these numbers are calculated

Understanding your taxes as an autónomo in Spain can be complicated. Here's how the calculations work.

Income Tax (IRPF)

Income tax is calculated on your taxable base — your income minus deductible expenses and Social Security contributions. Your personal and family minimum is then applied as a tax-free reduction on the tax.

Total income
Deductible expenses
Social Security
Taxable income

Social Security

Since 2023, autónomo contributions are based on your actual net income, following a bracket system.

1

Your monthly fee depends on your monthly net income bracket.

2

New autónomos pay a flat €80/month (Tarifa Plana) for the first 12 months, and can keep the €80 in the second year while their net income stays below the SMI.

2026 Tax Brackets

View the official IRPF tax bands and Social Security rates for autónomos in Spain.

IRPF Tax Bands (Income Tax)

Taxable incomeRate
0 - 12.450EUR19%
12.450 - 20.200EUR24%
20.200 - 35.200EUR30%
35.200 - 60.000EUR37%
60.000 - 300.000EUR45%
>300.000EUR47%

Social Security Rates

For net income of €1,166.70/month or above

Net incomeMin. fee
>= 1.166,70 - 1.300EUR300EUR
> 1.300 - 1.500EUR303EUR
> 1.500 - 1.700EUR303EUR
> 1.700 - 1.850EUR360EUR
> 1.850 - 2.030EUR381EUR
> 2.030 - 2.330EUR401EUR
> 2.330 - 2.760EUR427EUR
> 2.760 - 3.190EUR453EUR
> 3.190 - 3.620EUR479EUR
> 3.620 - 4.050EUR504EUR
> 4.050 - 6.000EUR546EUR
> 6.000EUR607EUR

Tarifa Plana: If you register as autónomo for the first time (or haven't been one in the last 2 years), you pay a flat €80/month for the first 12 months, and can keep the €80 in the second year while your net income stays below the SMI.

Frequently asked questions

Everything you need to know about Facturaz. Can't find the answer? Contact our support team.

Yes. Facturaz is designed to be simple and intuitive, even if you've never used accounting software before. Most users send their first invoice within 5 minutes.

Yes. Facturaz automatically generates and sends invoices according to AEAT's Verifactu requirements. All your invoices are digitally signed and compliant.

From €24/month + IVA for autónomos and €44/month + IVA for SLs. Everything is included - no hidden fees, no per-invoice charges, no limits on clients or invoices.

Yes! Facturaz is completely free until you start sending invoices. Explore all features, track expenses, manage projects. You only pay when you're ready to invoice.

We can help! Our registration service handles your alta in AEAT and Social Security. You'll be ready to invoice in days, not weeks.

Yes. No contracts, no commitment. Cancel with one click from your settings. Your data remains accessible for 30 days.

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